Freshwater Pearls Value, Price, and Jewelry Information

Freshwater Pearl

The majority of pearls on the market today are cultured freshwater pearls. Like their marine cousins, many freshwater mussels of the mollusk order Unionoida can produce these organic gemstones. Today, this rarely occurs in nature. Cultured freshwater or river pearls are very popular and affordable jewelry stones, perfect for a loved one with a June birthday.

Freshwater Pearl Value

The International Gem Society (IGS) has a list of businesses offering gemstone appraisal services.

Conch Pearls Value via Gem Price Guide

All sizes
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Freshwater Pearl Information

Data Value
Name Freshwater Pearl
Is a Variety of Pearl
Colors White to cream, orange, purple, tan, gray, pink.
Crystallography Amorphous. (Aragonite in nacre is orthorhombic).
Refractive Index 1.53-1.69
Luster Pearly, dull.
Polish Luster Dull to nearly metallic.
Fracture Luster Dull to pearly.
Hardness 2.5 - 4.5
Wearability Good to Poor
Fracture Uneven
Specific Gravity 2.6-2.78. Cultured pearls may range from 2.72-2.78. This is not a diagnostic test.
Birefringence None.
Cleavage None
Luminescence Freshwater pearls always glow yellowish white in X-rays.
Luminescence Present Yes
Luminescence Type X-ray Colors
Enhancements Bleaching (very common). Dyeing, irradiation.
Typical Treatments Bleaching, Dyeing, Irradiation, Surface Coating
Transparency Opaque.
Phenomena Orient.
Birthstone June



N = 1.53-1.69, but not observed; usually vague shadow edge in this range.


Freshwater and saltwater pearls form in the same manner. An irritant trapped in a mollusk stimulates the production of nacre and the formation of the pearl. Although both varieties share most of their chemical and physical properties, natural freshwater pearls have more irregular shapes and poorer luster. Farmed freshwater pearls can now match their saltwater brethren in appearance because of improved techniques. Of course, unusual shapes and textures can have their own appeal. Cultivators can also intentionally grow freshwater pearls into large and complex shapes.

freshwater pearls - baroque

Multi-armed cultivated freshwater pearl

Cultured Freshwater Pearls

For more information on pearl cultivation techniques, see the main entry for pearl gemstones.

Freshwater farming has some advantages over the seawater process. Freshwater pearls can be seeded with just mantle tissue instead of a bead of mother-of-pearl or other material. Cultivators place the foreign mantle tissue in the mantles of the host mollusk. Depending on the species, up to thirty of these fleshy “seeds” can be implanted. After one to two years, the pearls can be removed, wrapped in new mantle tissue, and reinserted into the mollusk. This technique makes the pearls grow rounder. With care, the mollusks can survive the removal of pearls and be used to grow more product. The pearls grown in this manner are called beadless. All perliculture is a complicated process, but freshwater cultivation generally has a higher success rate than saltwater.

freshwater pearls - mussel

“Cultured pearl oyster,” a newly opened freshwater mussel, Hyriopsis cumingi, showing the rows of cultured pearls inside, by Istara. Licensed under CC By 3.0.

Biwa Pearls

Commercial freshwater pearl farming originated in Lake Biwa, Japan at the end of the 1920s. Cultivators can insert up to thirty seeds at a time into a single Biwa pearl mussel (Hyriopsis schlegeli). Production time for these pearls is just three years. Although people often use the term “Biwa pearls” to mean any cultivated freshwater pearls, the term strictly refers to those pearls from Lake Biwa.

Unfortunately, problems such as pollution and disease have severely hindered freshwater farming in Japan, despite efforts to restore ecosystems and the use of more resistant hybrid mollusks.

freshwater pearls - biwa

“Cool Pearl…,” natural color pearls from Lake Biwa, white and pink diamonds, ruby cabochons, and 18 karat rose gold mounting, by gemteck1. Licensed under CC By 2.0.

Chinese Cultured Freshwater Pearls

Today, China is the premier source of cultivated freshwater pearls due to advances in farming techniques. Additionally, marketing has made the Chinese freshwater pearl a much-sought gem. The triangle mussel (Hyriopsis cumingi) is the predominant source of Chinese pearls. It produces pearls with smooth shapes in sizes ranging from 4 mm to over 10 mm. The body colors are white to cream, orange, and purple.

The wrinkle shell or cockscomb pearl mussel (Cristaria plicata) is found in lakes and rivers in Asia. In China, Japan, South Korea, and Vietnam, cultivators use it to produce so-called “Rice Krispie” pearls, due to their irregular shapes and surfaces similar in appearance to the well-known breakfast cereal.

American Cultured River Pearls

In the US, the Tennessee River Freshwater Pearl Farm produces pearls from the washboard mussel (Megalonaias nervosa). This mollusk produces pearls in sizes and colors similar to those of the triangle mussel.


Cultivated freshwater pearl colors range from white to tan and gray, depending on the mollusk species. Treatments are very common. Unless a seller specifically states otherwise, assume a pearl has been at least bleached. This process removes dark spots of conchiolin that show through the nacre. More dramatic techniques, such as dyes or radiation, produce pearls with exotic colors such as green, rose, and lavender.


Today, pearl-producing freshwater mollusks are rarely found in the nature due to pollution and other environmental disruptions. Once widespread in Europe, Asia, North America, and South America, these creatures are endangered almost everywhere they can still be found.

  • Europe: Austria; England; Finland; France; Germany; Ireland; Norway; Scotland; Sweden; Wales.
  • North America: Nova Scotia, Canada; the Mississippi River and tributaries, US.
  • South America: Amazon River basin.
  • Asia: China; Japan; South Korea; Southeast Asia.

Stone Sizes

Sometimes, jewelers measure individual pearls in grains. One grain equals 0.25 carats. (Please Note: a grain as a unit of measurement has other values when used for other materials, such as gold).

Some well-known freshwater pearls:

  • The largest known natural freshwater pearl is the 361.4 grains (90.35 carats) pink colored Survival Pearl. This baroque pearl formed in the shape of a snail that evidently entered a freshwater mollusk in Tennessee. The mollusk survived for 50 to 70 years after that intrusion, creating the unusual shape.
  • Discovered near Paterson, New Jersey in 1857, the Queen Pearl is round, pink, and translucent. It weighs 93 grains (23.25 carats).
  • The Abernathy Pearl, 44 grains (11 carats), was discovered in 1967 in the River Tay in Scotland.


All pearls require special attention. See the main pearl listing as well as our detailed pearl care guide.